What do you buy each day?

Examples may include:

  • Coffee
  • Soda
  • Energy drinks
  • Snacks
  • Anything else?

Estimate your total daily discretionary spending and adjust the slider.

Total Spending

Even small expenses can add up in ways you may not expect.

1 Month

$0

1 Year

$0

5 Years

$0

10 Years

$0

Investing Versus Spending

But what if you invested that $0/day? At a hypothetical 8%* annual return...

10 Years

$0

20 Years

$0

30 Years

$0

40 Years

$0

* The average return of the S&P 500 stock index has been ~10% per year since it's inception in 1957, not including inflation or mutual fund fees. This calculator uses a more conservative figure of 8% to estimate potential long-term investment growth.

 Calculators