Enter your pre-tax income. Buying with a partner? Include their income too.
The percentage of your monthly income that goes to debt payments, including this mortgage.
Don't know your tax rate? Home listings include annual property taxes, so divide that figure by the home's value to get the rate.
Affordability Summary
This estimate is based on your income, debt, and mortgage inputs. It includes a down payment.
Estimated Price You Can Afford
Maximum affordability calculations include both income, debt, and mortgage variables.
Adjust your interest rate, down payment, and other factors to see the impact.
Home Price
Down Payment
Mortgage Loan
Understanding Your Results
Your maximum home value estimate of reflects the highest purchase price you may qualify for based on your calculator inputs:
- % interest rate
- -year term
- % down payment of
- maximum debt-to-income ratio
The total monthly payment estimate bundles your principal and interest payment with other costs typically included in mortgage payments. That way, you see your full estimated payment at a glance.
Some calculator values, like private mortgage insurance (PMI) rates, tax percentages, and homeowners insurance rates, are based on national averages. Your actual costs may be higher or lower.