Emergency Fund Calculator

An emergency fund helps to protect your finances when the unexpected happens - especially the loss of a job. Most experts recommend an emergency fund of between three and nine month's spending for a worst-case scenario.

Some emergency savings is always better than none. Consider an automated checking-to-savings transfer to grow an emergency fund over time.

Each month, I spend:
$

If needed, I could reduce monthly spending by:

0%
5%
10%
15%
20%

I can likely find a new job in:

Less than 3 months
3 - 6 months
6 - 9 months
9 months or more